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How to File a Lawsuit for Catastrophic Injuries
Filing a lawsuit for catastrophic injuries is the only way to secure the "Forever Number" needed for lifelong care. The process involves three steps: putting up a wall against the insurance company, conducting the "Dig" (evidence collection), and negotiating for the full check through mediation or trial.
You have been through a terrible time. Your whole life has changed because of a catastrophic injury, including a spinal cord damage, a severe brain injury, or the loss of a limb. You have bills that never stop coming, the pain of losing someone forever, and the constant worry about how you’ll be able to care for them for the next 40 or 50 years.
A lawsuit seems like just one more thing to deal with, but the sad truth is that it is the only way to pay for your future. The insurance company of the person who is liable is not going to pay all of your needs for the rest of your life.
We at Pyramid Legal will lift this enormous legal burden off your shoulders. We take care of the fight so you can focus on getting better. Instead of seeing the case as a fight, see it as the most important job you can do to create your financial future, piece by piece.
1. The first step is to put up a wall between you and the insurance company
Your first priority is to stay safe. The insurance adjusters for the person who was careless are already attempting to get you to talk. Don’t.- We become your shield: we stop you from talking to their team right away. We make sure you don’t mention anything that makes your agony seem less serious or makes it harder for you to get the huge damages you deserve. (Internal Link: Link to Pyramid Legal’s Spinal Cord Injury or TBI Practice Area page)
- The Forever Number: How can you place a price on a life that has been ruined? This is the hardest part. We don’t only add up your past bills; we also figure out the “Forever Number.” We hire experts like doctors, life planners, and economic analysts to figure out the exact cost of home assistants, changes to make the home more accessible, specialized equipment, and all the money you won’t make during your predicted lifetime. This is the number we want.
- Finding the Simple Error: The law is often simple: someone made a mistake. We start our inquiry right away by looking at the direct negligence: the driver who was distracted, the supervisor who was irresponsible, or the product that didn’t work. Showing that a simple, casual mistake is the basis of the law.
2. The Dig: Making Them Tell Their Secrets
The official discovery process starts after we know what we want and why it’s their fault. This is the struggle for information.
- Getting the Mountain of Proof: We get all of your medical records, police reports, safety violations at work, maintenance logs, and more. The idea is to construct a wall of evidence that the defense can’t get over.
- Depositions: Asking the Hard Questions: We force the people who are responsible and the witnesses sit down and answer our questions under oath. We write down every word. This is where their stories usually fall apart and the reality comes out. (Outbound Link: Link to an authoritative government or legal source on civil litigation or depositions)
- Filing the Case: The court gets the lawsuit, which is the legal complaint. We are formally informing the judge, “This is what happened, this is who is to blame, and this is the lifetime compensation we need.”
3. The Resolution: Getting the Important Check
We always want to obtain you the entire amount of money you need without the stress of a lengthy trial, but we get every case ready to go to court.
- The Settlement Showdown: We start negotiating, which is often termed mediation, before the trial. We come to the table with the “Forever Number” and proof that can’t be disputed. We use this proof to get the insurance company to pay what is fair, instead than risking a big, emotional jury verdict.
- The Final Decision: If they don’t pay us what we’re owed, we’ll go to court. We showed the jury how the damage affected you as a person: your everyday problems, the effect on your family, and the future that was taken from you.
- Protecting the Payout: Once the money is safe, we help you manage it, sometimes by setting up structured settlements, to make sure the money is safe, tax-free, and lasts for the rest of your life.
Someone else’s carelessness ruined your life. Don’t battle for your future by yourself. Let Pyramid Legal take care of the struggle for financial stability while you work on getting better. Please call us right away.
