Understanding Rideshare Liability When the Unexpected Happens
Ridesharing services like Uber and Lyft have transformed how we travel—but when an accident occurs, determining liability isn’t always straightforward. At Pyramid Legal, we help victims of rideshare collisions understand their rights and identify who is responsible for covering their damages.
How Liability Is Determined in Rideshare Accidents
Unlike traditional car accidents, Uber and Lyft accidents involve multiple parties, including drivers, passengers, and the rideshare companies themselves. Liability typically depends on the driver’s status at the time of the accident:
Driver Was Not Logged In:
The driver’s personal insurance is responsible. Uber or Lyft provide no coverage if the app was off.Driver Was Logged In But Had No Passenger:
Uber or Lyft offer limited liability coverage—typically $50,000 per person and $100,000 per accident.Driver Was Carrying a Passenger or En Route to One:
The rideshare company’s $1 million liability policy is usually in effect.
These distinctions are critical when filing a claim or pursuing compensation.
Who May Be Held Liable?
Depending on the specifics of the accident, one or more of the following parties could be liable:
1. The Rideshare Driver
If the accident resulted from the driver’s negligence, such as speeding or distracted driving, they may be held personally liable—especially if they were off-duty.
2. Uber or Lyft
While rideshare companies classify drivers as independent contractors, they still provide insurance during active trips. In certain cases, company policies may apply.
3. Another Driver
If a third-party driver caused the collision, their insurance would be the primary source for covering damages.
4. Vehicle Manufacturers or Government Entities
In rare cases involving vehicle defects or hazardous road conditions, other parties could share responsibility.
Steps to Take After a Rideshare Accident
To protect your rights and strengthen your claim, follow these steps immediately after an Uber or Lyft accident:
Seek medical attention—even for minor injuries
Report the incident to law enforcement and request a police report
Take screenshots of your ride details in the app
Gather witness contact information and take accident scene photos
Contact a qualified attorney experienced in rideshare accident claims
At Pyramid Legal, we handle these complex claims with precision and care, ensuring all liable parties are identified and held accountable.
How Pyramid Legal Can Help
Clear Guidance Through Complex Cases
Navigating the aftermath of a rideshare accident can be confusing. Pyramid Legal provides:
Thorough Investigation
We gather evidence, analyze insurance policies, and determine fault.Experienced Negotiation
We handle communication with insurance companies so you don’t have to.Maximized Compensation
We fight for medical expenses, lost wages, pain and suffering, and more.Contingency-Based Representation
You don’t pay unless we win your case.
